It is important to have car insurance for all drivers. Not only because it is mandatory by law but also because it offers you protection against any unfortunate event that might take place. Usually each state has a law that all car owners are supposed to own auto insurance. It protects you from liability law suits, from monetary damages and it also gives you a piece of mind. As traffic accidents are rising each day, it’s only wise to have car insurance. Even if you think you are an extraordinarily safe driver, the negligence of some other driver on the road might cause damage to you. If you hit someone causing vehicle damage etc. your insurance will cover medical bills, car repair and car rental.
Like any other state, Washington DC requires you to have insurance before you can successfully register your car. In the District of Columbia (DC) it is important that you declare your financial responsibility once you own a vehicle. This can only be declared in the form of insurance. DC Car Insurance policy must cover both the damage that you cause and the damage caused to you if you are in an accident. DC drivers must have the following coverage to drive legally in the state; Bodily Injury, Property Damage, Uninsured Motorist Bodily Injury, Uninsured Motorist Property Damage and Personal Protection.
The amount requirement for each type of coverage is given in the Department of Motor Vehicle online of your state. It is the state law that every driver driving in DC, even if he is registered somewhere else should hold an insurance card. If a police officer stops you, along with your registration and license, you will be asked to show your insurance card too. Failure to do will result in heavy fines.
Car Insurance is thus important for every one whether you are registered in Washington DC or some other state. For the privilege of driving within DC it is essential for you to do so. The DMV online provides you with all the information required to get yourself insured including all types of coverage available and those that are declared mandatory by law.
Choose Your State
Q:What are the minimum DC car insurance requirements?
A:Car insurance has been made mandatory in all states. The minimum requirements vary from state to state. If you are a resident in DC and have bought a new car, you will need to make sure you get your car covered financially. The minimum insurance requirements in DC are: $10,000 for property damage, $25,000 per person, and $50,000 per accident.
Q:I would like to know what is the DC car insurance cost?
A:The insurance costs or premium charges vary from company to company. In DC, you can choose between a variety of insurance options. Some companies also provide more customized car insurance policies to give customers more value. Quotes are easily available online. It is best that you go through these and make a comparison to see which suits you best.