Car Insurance in Georgia
The uncertainty of life makes insurance all the more important.. We can never plan and be sure of what is going to happen next. Any unfortunate event in life will put your family members, property and assets on risk. Each day millions of people get themselves in accidents all over the world. The statistics of United States of America are ever rising alone. Without any car insurance you are bound to get yourself in financial trouble if you get into a situation where huge sums of money are to be paid. Car insurance gives you the security that you have indeed saved up for any uncertain events that might happen. Although monthly premiums are to be paid, all in all it benefits you and protects you.
Each state usually makes it mandatory for all vehicle owners to have insurance. The state of Georgia is one of them. Prior to the registration of your car, it is important that you get a car insurance. Georgia Car Insurance establishes the proof of financial responsibility which means that you have to pay for all damages incurred if you get into an accident. In Georgia it is important that you buy automobile insurance to be able to drive. To meet the liability insurance requirements you must have a minimum of $25000 for property damage, $25000 for Bodily Injury and $50,000 for Bodily Injury or death of two people. The premiums per month will be decided on the basis of your vehicle.
These are all the minimum requirements for coverage that is essential to get by law. There are several different kinds of coverage available which you should look into before you decide to get insurance. Drivers are required to present an insurance card when requested by a Georgia police officer. Drivers who fail to present any proof of a Georgia Car Insurance will be have their registration suspended for six months and enforce a misdemeanor charge if you are found driving any vehicle.
Apart from a police officer asking for proof, the Georgia Department of Motor Vehicles keeps a regular check on all registered vehicle owners. If you are found to have no car insurance, you will be heavily fined or have your driving license suspended.
What are the minimum Georgia car insurance requirements?
In the state of Georgia, all vehicle owners must fulfill the minimum insurance requirements. These have been mentioned here: $25,000 per person, $50,000 per accident, and $10,000 for property damage. Car insurance helps pay for financial loss that may be caused by accident or theft. Any driver without car insurance will face severe legal penalties.
I would like to know about car insurance quotes Georgia?
Car insurance companies in Georgia provide all kinds of coverage polices. These are designed to suit individual needs and budget. It is now possible to search for quotes online and compare them before picking any policy. The state of Georgia requires all of its drivers to make sure their cars are insured.
